A car accident in Clermont can cause your severe injuries. And when this happens, your medical bills is likely to surge abruptly and quickly. So, do you have to pay your medical expenses from your personal injury settlement in such a situation? Well, in majority of cases, the answer to this question is “yes.” You can make use of your settlement award to pay your medical bills.
Keep reading to know more about medical expenses as well as personal injury claim and settlement in Clermont, Florida. Also find what other kinds of compensation you could receive following an automobile accident and how a personal injury attorney in Clermont could help you receive a fair personal injury settlement award.
Could Your Medical Bills Be Covered by a Personal Injury Settlement?
A personal injury settlement may provide recompense to cover your medical expenses after an automobile accident. Such expenses are often called “special damages.” or “economic damages.” Special damages cover losses due to an accident that are calculable. These include any medical expenses related to the accident. You may be recompensed to cover the following:
- Emergency medical care
- Hospital stays (inpatient care)
- Medical procedures and examination
- Medications
- Rehabilitation services
You may use the money awarded to you via your settlement to pay your medical bills. The settlement award is designed to provide you with enough funds to cover such losses.
Are Additional Special Damages Available for Automobile Accidents in Clermont, Florida?
In addition to medical bills, a personal injury settlement can cover other types of losses, incurred due to an auto accident. For instance, you may get compensation to cover your absence at work. In case you suffered injuries that can result in a temporary or permanent disability, you may even get recompensed for your lost earning potential.
An experienced personal injury attorney in Clermont can additionally assist you with filing a claim for property damage, alongside a personal injury claim. Vehicle repair cost after an accident is usually very high and such a claim may help you cover the cost of automobile repair. Remember that even if you have got injured in a driving under the influence (DUI) accident, you can still receive this type of compensation. Your personal injury lawyer in Clermont may help you find more.
Are General Damages Available After an Automobile Accident in Clermont, Florida?
You may be entitled to get “general” damages after an automobile accident in Clermont, Florida. Often classified as “noneconomic damages,” they don’t have a well-defined amount in relation to the losses. Noneconomic damages can cover the following:
- Suffering
- Mental anguish
- Pain
With support from a personal injury settlement in Clermont, Florida, you may receive noneconomic damages. A personal injury lawyer in Clermont can aid you in calculating the amount you could get after an accident. Note that prior to calculating your “general damages,” you should address your economic damages.
Your personal injury lawyer in Clermont may utilize the multiplier method to compute the amount you may receive in damages. Your lawyer will consider your economic damages and multiply them by a number between 1 and 5. This number will rely on the unique situation of your personal injury case.
How to Get a Personal Injury Settlement in Clermont, Florida
Chances are there that you may not be awarded a settlement in Florida. In such a situation, your personal injury attorney in Clermont will investigate your case for what actually happened or he/she may be needed to show that someone else’ negligent behavior caused the accident in order to get you the recompense from the party at fault.
Your attorney may also collect information on various types of losses you sustained due to the accident. Ensure that you have all records of your medical expenses up to date. Keep all bills of hospital stays, medical exams, and doctor’s fees with you. Your personal injury lawyer in Clermont may also ask you for records from vehicle repair shop.
Using all these details, your personal injury protection attorney will aid you in filing a personal injury claim with the other party’s insurers that could result in a personal injury settlement. The funds you get via a personal injury can be used to cover your medical expenses.
In case the insurance company doesn’t offer you a reasonable settlement, your attorney may also assist you in filing a PIP lawsuit as per the Florida Court System in Clermont. A jury verdict in your favor may help you receive the settlement you deserve that you can use to pay your medical bills and other related costs.
How Can You Pay Your Medical Bills Before Reaching a Settlement?
Few states, including Florida, have a no-fault insurance law. This means, you will initially make use of your no-fault coverage under your automobile insurance plan to clear your medical bills. This insurance is mandatory for drivers in the Sunshine State and will cover the cost of medical treatments, regardless of your status of fault.
Your no-fault insurance will cover your expenses for necessary medical treatment. These may include the following:
- Cost of ambulatory transport
- Emergency medical care
- Primary medical treatment and diagnosis
- MRIs, X-rays, and other similar scans or tests
- Cost of surgery
- Prescription medicines
- Rehabilitation services and/or physical therapy
How Can a Personal Injury Attorney in Clermont Help You with Medical Bills?
Liaising with an experienced personal injury lawyer in Clermont will ensure that you won’t have to bear medical expenses for the injuries sustained in an accident in which you were not at fault. Your attorney will help you in several ways, including:
- Ensuring that your medical claims are sent to your no-fault insurer on time
- Reconciling any disagreement between you and your no-fault insurer
- Negotiating a justified settlement with the other party’s insurer
Having a personal injury attorney in Clermont by your side ensures that your medical bills are paid fully via a personal injury settlement, so you can focus solely on your recovery and bringing your life back on track.
Are You Aware of the Florida’s 14-Day Personal Injury Protection (PIP) Rule?
The 14-Day Rule is regulated by the Florida’s No-Fault Insurance Law. This rule requires you to seek medical attention within 14 days after you met with an automobile accident that caused you injuries. If you fail to visit a doctor or get any type of medical care within this specified time frame of 2 weeks, you will not be eligible to file a PIP claim. Even if you sustain physical injuries, the rule states that you must seek medical care within the mandatory 14-day period in order to get recompensed for your medical expenses.
This rule exists for two good reasons. First, any wait to get medical attention may aggravate your situation or worsen your injuries. Second, establishing a link between the accident and the resulting injuries is critical to filing an insurance claim. When you get immediate medical attention, it becomes easier to establish a connection between the car accident and your injuries. By and large, this rule helps automobile accident victims get the medical care they need on time and shows that your PIP claim is genuine and valid.
Contact MANGAL, PLLC If you or your loved one has recently been injured in an automobile accident that requires medical care, contact experienced personal injury attorneys at MANGAL, PLLC. With years of experience helping clients in Florida with their personal injury claims, we can fight for your personal injury protection rights to get the most favorable outcome for you. Call us or book an appointment online today to schedule a FREE, no-obligation consultation with one of our personal injury settlement specialists.
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