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Gold Loan

Name

Interest Rate

Loan Amount

Loan Tenure

SBI 9.25% onwards
HDFC Bank 9.35% onwards
ICICI Bank 9.55% onwards
Axis Bank 9.50% onwards
IDBI Bank 9.95% onwards
Punjab National Bank 9.25% onwards
Bank of India 9.25% onwards
Syndicate Bank 10.1% onwards
Allahabad Bank 9.20% onwards As per applicant's profile
Andhra Bank 10.80% onwards As per applicant's profile
Axis Bank 12% onwards 50,000 to 15 lakh
Bajaj Finserv 12.99% onwards Up to 25 lakh
Bank of Baroda 10.25% onwards 50,000 to 10 lakh
Bank of India 9.35% onwards Up to 10 lakh
Bank of Maharashtra 10.85% onwards Up to 10 lakh
CASHe 33% to 36% 9,000 to 3 lakh
Central Bank 8.45% onwards Up to 20 lakh
Citibank 9.99% onwards 10,000 to 30 lakh
Early Salary 24% onwards 8,000 to 2 lakh
Federal Bank 11.49% onwards Up to 25 lakh
Fullerton India 11.99% onwards Up to 25 lakhs
HDFC Bank 10.75% onwards 50,000 to 40 lakh
Home Credit 24% onwards 25000 to 2 lakh
HSBC Bank 10.50% onwards Up to 30 lakh
ICICI Bank 11.25% onwards 50,000-20 lakhs
IDBI Bank 12% onwards 25,000-5 lakhs
IDFC First 10.75% onwards 1 lakh-25 lakhs
Indiabulls 13.99% onwards Rs. 1000 to Rs. 15 lakh
Indian Bank 9.20% onwards As per applicant's profile
Indian Overseas Bank 10.30% onwards Up to 15 lakh
IndusInd Bank 11% onwards 50,000-15 lakhs
Kotak Mahindra Bank 10.75 onwards 50,000-20 lakh
Kreditbee 1.02% p.m. onwards 1000 to 2 lakh
Moneytap 1.25% p.m. onwards Rs. 3000 to Rs. 5 lakh
Moneyview 1.33% p.m. onwards Rs. 10,000 to Rs. 5 lakh
Muthoot Finance 15% onwards Rs. 50,000 onwards
Punjab National Bank 8.95% onwards 25,000 to 15 lakh
RBL Bank 14% onwards 1 lakh to 20 lakh
Standard Chartered Bank 11.00% onwards 1 lakh-50 lakhs
State Bank of India 9.60% onwards Up to 20 lakhs
TATA Capital 10.99% onwards 75,000 to 25 lakh
UCO Bank 9.75% onwards Up to 10 lakh
Union Bank of India 8.90% onwards Up to 15 lakh
Yes Bank 10.75% onwards 1 lakh to 40 lakh
Central Bank of India MCLR+2.00% 70% of the current market price of 22K gold whichever is less Up to 12 months
Bank of Baroda 3%+MCLR Rs. 0.25 lakh-Rs. 25 lakh Up to 12 months
SBI 9.15% Rs.20,000-Rs. 20 lakh 36 months maximum
IIFL 9.24%-24% 75% of the market value of your gold 3 months-11 months
Federal Bank 9.50% Rs.1000-Rs.1.5 crore NA
J&K Bank 9.50%-10% Rs.10,000-Rs.1,500,000 Up to 1 year
Canara Bank Max- 8.8% Rs.10,000-Rs.10,00,000 Up to 12 months
HDFC Bank 10%-27.43% Rs.25,000/Rs.10,000(In rural market) 3 months-24 months
ICICI Bank 10%-19.76% Rs.10,000-Rs.15,00,000 3 months-12 months
Kotak Mahindra Bank 10.50%-17% Rs.20,000-Rs.25,00,000 Up to 4 years
Bandhan Bank 10.99%-18% Min-Rs.10,000 6 months-36 months
Punjab and Sind Bank Max-10.50% Rs.1000-Rs.25 lakh Agriculture loans-24 monthsFor other loans-Up to 12 months
Indusland Bank 11.25%-15.50% NA 3/6/9 and 12 months
Muthoot Finance 12%-27% Rs.1500-No maximum limit(Varies from plan to plan) 7 days-36 months
YES Bank Min-12% Rs.25,000-Rs.50 lakh 6 months-36 months
Axis Bank 14% Rs.25,001-Rs.20,00,000 6 months-36 months
Jana Small Finance Bank 14% Min-Rs.5000 NA
Manappuram Finance 14%-29% Rs.1000-Rs.1.5 crore 3 months
City Union Bank 14.25% Rs.5000-Rs.5 lakh 12 months
Fincare Small Finance bank 14.99%-22.99% Rs.5000-Rs.25 lakh 9 months-24 months
AU Small Finance Bank Up to 18% Rs.10,000-Rs.15 lakh NA
Bajaj Finserv NA Up to Rs.25 lakh 1 months-36 months
Bank of Maharashtra* NA Rs.20,000-Rs.5 lakh Up to 12 months
Indian overseas bank NA Up to Rs.10 lakh Up to 36 months
DCB Bank NA Up to Rs.20 lakh 1 years-5 years
IDBI Bank NA Rs.10,000-Rs.5 lakh 1 months-24 months
Karnataka Bank As per MCLR guidelines Up to 25 lakh 12 months
Axis Bank 15.20% Up to Rs. 4 Lakhs
Axis Bank 14.70% Loans greater than Rs. 4 Lakhs and upto Rs. 7.5 Lakhs
Axis Bank 13.70% Loans greater than Rs. 7.5 Lakhs
Bank of Baroda 8.50% onwards For all loan types and amounts
Canara Bank 6.60% For Vidhya Turant Loan Scheme
Canara Bank 10.40% Up to Rs. 4 Lakhs
Canara Bank 10.40% Rs. 4 Lakhs to Rs. 7.50 Lakhs
Canara Bank 10.20% Loans above Rs. 7.50 lakhs
Canara Bank 9.90%
HDFC Bank 9.00% Minimum APR
HDFC Bank 13.86% Maximum APR
HDFC Bank 11.57% Average APR
Kotak Mahindra Bank 11.5% to 24% For all loan types and amounts
Punjab National Bank 8.55% onwards PNB Kaushal
Punjab National Bank 10.30% onwards PNB Saraswati/Udaan
Punjab National Bank 8.45% onwards PNB Pratibha (for admission to IITs , IIMs and XLRI Jamshedpur)
Punjab National Bank 8.55% onwards PNB Pratibha (for admission to other colleges)
Punjab National Bank 10.45% PNB Honhaar
State Bank of India 10.25% Up to Rs. 7.5 Lakhs
State Bank of India 10.50% Above Rs. 7.5 Lakhs
Avanse 10% to 16.50% For all loan types and amounts
Credila 11.85% onwards For all loan types and amounts
Axis Bank 15.5% onwards 12 - 36
Bajaj Finserv 18% onwards 12 - 48
Capital First Prime 21% onwards 12 - 36
Fullerton Finance 17% onwards 12 - 48
HDB Financial Services Ltd. 18% onwards 12 - 60
HDFC Bank 13% onwards 6 - 48
Hero FinCorp 18% onwards 12 - 36
ICICI Bank 13% onwards 6 - 48
IIFL Finance 18% onwards 12 - 36
Indifi Finance 18% onwards 12 - 36
Kotak Mahindra Bank 16% onwards 6 - 48
Lendingkart Finance 18% onwards 3 - 36
NeoGrowth Finance 21% onwards 6 - 24
PaySense Services India Pvt. Ltd. 18% onwards 3 - 36
RBL Bank 18% onwards 12 - 36
Tata Capital Finance 18% onwards 12 - 36
ZipLoan 18% onwards 6 - 24
CitiBank 8.80% onwards
Syndicate Bank 11.50% onwards
HDFC Ltd. 9.50% onwards
State Bank of India 9.60% onwards
Kotak Mahindra Bank 9.60% onwards
ICICI Bank 9.80% onwards
IDBI Bank 10.10% onwards
Bajaj Finserv 10.10% onwards
PNB Housing Finance Ltd. 10.25% onwards
Tata Capital 10.50% onwards
LIC Housing Finance Ltd. 11.30% onwards
Axis Bank 11.35% onwards
PaySense 18% to 36% p.a.
Rupeelend 30% for 30 days
CASHe 1.75% onwards for 15-day loan
CASHe 3.25% onwards for 30-day loan
CASHe 2.75% onwards (monthly) for 90-day loan
CASHe 2.50% per month for 180-day loan
Money View 1.33% - 2% p.m.
Credy 1% - 1.5% p.m.
EarlySalary 2.5% p.m.
LazyPay 15% - 32% p.a.
mPokket Based on lender's terms
MoneyinMinutes 0.1% - 0.7% per day
QuickCredit 1% per day
FlexSalary Up to 3% per month

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