What credit card has a $3000 limit with bad credit?
The best credit card for bad credit with a $3,000 limit is the U.S. Bank Secured Visa® Card. With this card, it is possible to place a $3,000 deposit, which will serve as your credit limit. The minimum deposit is $300. The U.S. Bank Secured Visa® Card also comes with a $0 annual fee.
- Chime Credit Card. Minimum Credit Limit: $200. ...
- Bank of America® Customized Cash Rewards Secured Credit Card. Minimum Credit Limit: $200. ...
- U.S. Bank Cash+® Visa® Secured Card. ...
- Bank of America® Unlimited Cash Rewards Secured Credit Card. ...
- Harley-Davidson® Secured Credit Card.
One of the easiest high limit credit cards to get is the Citi Double Cash® Card. This card offers a minimum credit limit of $500 and cardholders report getting a starting credit limit as high as $11,500. The Citi Double Cash Card has a $0 annual fee and requires at least fair credit for approval.
If you have bad credit, the Petal® 2 “Cash Back, No Fees” Visa® Credit Card is one of the easiest cards to get because the issuer considers other factors, such as banking activity, in addition to your credit score.
In general, your chances of being approved for a $5,000 limit credit card are best if you apply for a secured credit card that allows you to deposit $5,000. The deposit acts as your spending limit, which prevents you from spending more than you can afford to repay.
| Credit Card | Annual Fee |
|---|---|
| Kotak 811 #Dream Different Credit Card | Nil |
| SBI SimplySAVE Credit Card | Rs. 499 |
| Axis Bank Insta Easy Credit Card | Nil |
Petal 1 “No Annual Fee” Visa
If you don't want to pay a security deposit, the Petal® 1 “No Annual Fee” Visa® Credit Card is an unsecured option that you can get with little to no credit history. Your ongoing APR with this card can be lower than rates you'll typically find on credit cards for limited or bad credit.
The Petal 2 Visa Credit Card, issued by WebBank, is the best high-limit credit card for people with average, fair or limited credit -- typically a credit score between 580 and 669. The card comes with a variable interest rate and a credit limit that's based on your creditworthiness, but it can be up to $10,000.
- HDFC Diners Club Black Card - To be eligible for it, the applicant must have an annual income of at least Rs. ...
- Citibank Prestige Credit Card - To be eligible for this card, the applicant must be a high annual spender or hold Citigold Private status.
The Capital One Platinum Secured Credit Card (see rates and fees) is easier to qualify for because it's a secured card, which means you'll need a security deposit to open the card. Although the card doesn't come with any rewards, you'll have an easier time getting approved even if you have a weaker credit score.
What is the #1 credit card to have?
The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on all purchases and has a $0 annual fee. For comparison purposes, the average cash rewards card gives about 1% back. Cardholders can also get an initial bonus of $200 cash rewards after spending $500 in...
Using a credit card responsibly can help you reestablish your credit. If you're unwilling or unable to pay the deposit to get a secured card, you have another option: A “second-chance” credit card with no security deposit required.
One of the easiest U.S. Bank credit cards you can get is the U.S. Bank Cash+® Visa® Secured Card. This card is available to applicants with bad credit and requires a minimum deposit of $300 to open the account. The deposit will serve as your credit limit.
- Secured personal loans. These loans offer much better approval odds than regular personal loans, but they require collateral.
- No credit check personal loans. ...
- Friends and family. ...
- Auto title lenders. ...
- Pawnshops.
- Borrow from friends and family. There's no limit on the amount you can borrow from friends and family, as long as they're willing to lend it. ...
- Pawnshops. ...
- Auto title lenders. ...
- Payday lenders.
One of the best credit cards for a 480 score is the OpenSky® Secured Visa® Credit Card because it does not require a credit check and its annual fee is relatively low at $35. This credit card requires a security deposit of at least $200 to open the account.
- State Bank of India.
- Bank of Baroda.
- Kotak Mahindra Bank.
- Axis Bank.
- Central Bank of India.
Instant credit cards are a great way to pay for unexpected expenses or new transactions without checking the mail everyday for your card. Keep in mind, instant card numbers are temporary, but you should receive your physical card in the mail before it expires, so that won't likely be an issue.
With an instant approval credit card, you can typically receive a response to your application within minutes. But whether you're approved or denied will depend on various requirements set by the issuer, such as income, credit score, housing payments and more.
If you have too many recent credit applications or missed payments on your credit report, you may not be approved. Your credit utilization ratio is too high. Your credit utilization ratio, or how much credit card debt you have compared to your available credit, is something that factors into your credit score.
What store credit card can I get with a 550 score?
- Overall: Fingerhut Credit Account.
- Online Retailer: Montgomery Ward Credit Account.
- Low APR: Group One Platinum Card.
- Amazon Purchases: Amazon Secured Credit Card.
You need a credit score of 550-750 to be approved for an unsecured credit card, depending on the card.
What is the Walmart Credit Card credit score requirement? You need a credit score of 640 or higher to get the Capital One Walmart Rewards® Mastercard®, which means people with fair credit or better have a shot at getting approved.
- Apply for a High-Limit Card. Explore credit cards designed for individuals with good or excellent credit. ...
- Improve Your Credit Score. Your credit score is an important factor that card issuers consider when determining your credit limit. ...
- Increase Your Income.
Chase Freedom Unlimited® comes as either a Signature or Platinum Visa based on creditworthiness. The Signature version has a minimum credit limit of $5,000, while the Platinum version has a minimum credit limit of $500.
