What type of mutual fund is best for long term?
Long-term investment in mutual fund
Fund Name | Category | Risk |
---|---|---|
Quant Focused Fund | Equity | Very High |
Bandhan Tax Advantage (ELSS) Fund | Equity | Very High |
Motilal Oswal Large and Midcap Fund | Equity | Moderately High |
Bandhan ELSS Tax Saver Fund | Equity | Very High |
- Gold. While gold does not offer monthly dividends, what it does help you do is preserve your wealth. ...
- Public Provident Funds (PPFs) ...
- Mutual funds. ...
- Stocks. ...
- Fixed deposits. ...
- Real estate. ...
- Bonds. ...
- National Pension System (NPS)
Balanced funds
These funds invest in a diversified combination of stocks, bonds, and cash equivalents, and seek both growth of capital and income over the long-term.
Most mutual funds fall into one of four main categories – money market funds, bond funds, stock funds, and target date funds. Each type has different features, risks, and rewards. Money market funds have relatively low risks.
- Quant Multi Asset Fund. ...
- ICICI Prudential Equity & Debt Fund. ...
- ICICI Prudential Multi Asset Fund. ...
- Edelweiss Aggressive Hybrid Fund. ...
- Baroda BNP Paribas Aggressive Hybrid Fund. ...
- Canara Robeco Equity Hybrid Fund. ...
- Mirae Asset Aggressive Hybrid Fund.
Mutual funds | 1-year return (%) |
---|---|
Nippon India Value Fund | 42.38 |
Aditya Birla Sun Life Pure Value Fund | 43.02 |
Axis Value Fund | 40.16 |
SBI Long Term Equity Fund | 40.00 |
The U.S. stock market is considered to offer the highest investment returns over time. Higher returns, however, come with higher risk. Stock prices typically are more volatile than bond prices. Stock prices over shorter time periods are more volatile than stock prices over longer time periods.
- High-yield savings accounts.
- Certificates of deposit (CDs) and share certificates.
- Money market accounts.
- Treasury securities.
- Series I bonds.
- Municipal bonds.
- Corporate bonds.
- Money market funds.
- Bandhan Flexi Cap Fund-Direct Plan-Growth. ...
- SBI Flexicap Fund Direct Growth. ...
- Kotak Flexicap Fund Direct Growth. ...
- Canara Robeco Flexi Cap Fund Direct Plan Growth Option. ...
- Sundaram Flexi Cap Fund Direct Growth. ...
- Axis Flexi Cap Fund Direct Growth. ...
- PGIM India Flexi Cap Fund Direct Growth.
Which type of mutual fund give best returns?
- Axis Bluechip Fund Direct-Growth.
- Canara Robeco BlueChip Equity Fund Direct-Growth.
- PGIM India Mid-Cap Opportunities Fund Direct-Growth.
- Axis Mid-Cap Direct-Plan-Growth.
- Nippon India Small Cap Fund Growth.
- SBI Small Cap Fund Direct-Growth.
- Parag Parikh Flexi-Cap Fund Direct-Growth.
Fund Name | 10 Year Return (%) | |
---|---|---|
1 | Mirae Asset Large Cap Fund | 17.61% |
2 | ICICI Prudential Bluechip Fund | 14.76% |
3 | HDFC Small Cap Fund | 14.76% |
4 | DSP Small Cap Fund | 20.75% |
Liquid funds and ultra-short-term funds (one month to one year) are known for its low risk, and understandably their returns are also low (6% at best). Investors choose this to fulfil their short-term financial goals and to keep their money safe through these funds.
The minimum holding time requirement applicable to mutual funds is one day. This is because the fund determines the applicable purchase price of the fund's units/shares on a daily basis. The price depends on the Net Asset Value (NAV) of the fund as of the purchase date.
Short-Term Mutual funds are open-ended funds having a maturity period ranging from 15 days to 91 days. The maturity period of these funds varies depending on the maturity period of the underlying instruments. These funds invest predominantly in high-quality assets that are of low risk.
Long-term investment in mutual fund
A long-term investment can help tackle market volatility and create wealth for various long-term goals. Long term investment in mutual fund allows you to reinvest your earnings, dividends, or interest back into the investment, and increase the potential for growth exponentially.
Returns | ||
---|---|---|
Fund Name | 3 Years | 5 Years |
Frontline Equity Fund Aditya Birla Sun Life | 21.57% | 13.35% |
Bluechip Fund ICICI Prudential | 24.00% | 14.36% |
Large Cap Fund Mirae Asset | 18.65% | 13.49% |
Mutual fund investment in India is still a smart choice in 2023 for several reasons. Firstly, the Indian economy is expected to grow steadily, providing ample opportunities for investment in various sectors such as infrastructure, healthcare, technology, and consumer goods.
- Axis Bluechip Fund Direct Plan-Growth. ...
- DSP Flexi Cap Fund Direct Plan-Growth. ...
- Quant Tax Plan- Direct-Growth Fund. ...
- Kotak Equity Opportunities Fund Direct-Growth. ...
- Edelweiss Large & Mid Cap Direct Plan-Growth. ...
- Motilal Oswal Focused Fund Direct-Growth. ...
- ICICI Prudential Gilt Fund Direct-Growth Plan.
- 1) Aditya Birla Sun Life Money Manager Fund - Direct Plan-Growth.
- 2) Bank of India Short-Term Income Fund Direct Growth.
- 3) Quant Active Fund Growth.
- 4) Nippon India Short-Term Fund Direct Growth.
- 5) Edelweiss Banking and PSU Debt Fund - Direct Plan-Growth.
What is the safest investment right now?
- U.S. Treasury Bills, Notes and Bonds. Risk level: Very low. ...
- Series I Savings Bonds. Risk level: Very low. ...
- Treasury Inflation-Protected Securities (TIPS) Risk level: Very low. ...
- Fixed Annuities. ...
- High-Yield Savings Accounts. ...
- Certificates of Deposit (CDs) ...
- Money Market Mutual Funds. ...
- Investment-Grade Corporate Bonds.
Fund | Expense ratio |
---|---|
Vanguard Growth Index Fund Admiral Shares (VIGAX) | 0.05% |
Schwab U.S. Large-Cap Growth Index Fund (SWLGX) | 0.035% |
Fidelity Blue Chip Growth Fund (FBGRX) | 0.69% |
Invesco S&P 500 GARP ETF (SPGP) | 0.34% |
IF YOU'RE INVESTING for the long haul, the biggest risk isn't short-term market declines—unless you panic and sell during those declines. Instead, the big risk is failing to beat back the twin threats of inflation and taxes.
- High-yield savings accounts.
- Money market funds.
- Short-term certificates of deposit.
- Series I savings bonds.
- Treasury bills, notes, bonds and TIPS.
- Corporate bonds.
- Dividend-paying stocks.
- Preferred stocks.
High-yield savings accounts and CDs offer ways to offset the effects of inflation. Funds are an affordable way to diversify and invest in bundles of stocks or bonds. Government and corporate bonds can provide a source of income and cushion stock market volatility.